Wednesday, March 04, 2009

Cigars Could Be Insured for Fire Incident

This happened in Charlotte, North Carolina, USA -
A lawyer purchased a box of very rare and expensive cigars, and then insured them against, among other things, fire.

Within a month, having smoked his entire stockpile of these great cigars and without yet having made even his first premium payment on the policy the lawyer filed a claim against the insurance company. In his claim, the lawyer stated the cigars were lost "in a series of small fires."? The insurance company refused to pay, citing the obvious reason, that the man had consumed the cigars in the normal fashion. The lawyer sued... and WON!

Delivering the ruling, the judge agreed with the insurance company that the claim was frivolous.The judge stated nevertheless, that the lawyer held a policy from the company, which it had warranted that the cigars were insurable and also guaranteed that it would insure them against fire, without defining what is considered to be "unacceptable fire" and was obligated to pay the claim.

Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000 to the lawyer for his loss of the cigars lost in the "fires".

Now for the best part.

After the lawyer cashed the check, the insurance company had him arrested on 24 counts of Arson!!! With his own insurance claim and testimony from the previous case being used against him, the lawyer was convicted of intentionally burning his insured property and was sentenced to 24 months in jail and a $24,000 fine.

Reading: Cigar Fire Insurance Fraud - Tri-City Insurance News
Tags: Cigar Fire, Expensive Cigars, Insurance Fraud, Insurance Company, Insurance Claim, Charlotte, North Carolina



Blogger Gorgeous Ol' Eve Loves Vanilla. You? said...

Lawyers in America are good.

Everything is arguable and their Innocent Until Proven Guilty policy gives them higher probabilities to win a case.

Not forgetting those human rights trump cards.

04 March, 2009 16:41  
Anonymous Anonymous said...

lol.. what goes ard,comes ard...but with greater "pay"...

04 March, 2009 17:34  
Anonymous Anonymous said...

hello... hapi blogging... have a nice day! just visiting here....

04 March, 2009 21:30  
Anonymous Anonymous said...

hello... you may submit this blog to my webBlog Directory, have a nice day!

Keyword Directory

05 March, 2009 12:00  
Blogger Mummy In Vain said...

Can't believe there is such a policy!
To me, it is a waste of effort and money. I just know cigarettes are harmful to human. What do u think? Thanks for visiting my blog ya.

06 March, 2009 09:47  
Blogger Kay Leaf said...


06 March, 2009 10:06  
Blogger Johnny Ong said...

gorgeous eve - i heard that lawyers won't charge a single cent till they win the case

jeremy - this is great pay man

hapi - thks for visiting

keyword - noted!

mummy - well, its freedom that they fought for

kay - yeah, when u get that money, u can laugh but may cry later

09 March, 2009 04:37  

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